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  • What is the Right Amount to Spend on a Home?

    Experts say you should not spend more than 28% of your monthly income on housing. This is a good rule of thumb and you should also consider:Talking to a lender about getting pre-approved for a loan.How long will you be in the home before moving?Is a growing family or a maintenance free home in your future?Does purchasing a home provide ...
    Posted to GEORGIA REAL ESTATE BLOG (Weblog) by 189558 on November 23, 2008
  • Winter Strategy for Home Buyers

    If you've been thinking about buying a new home, winter is the time to start getting serious.The winter season has fewer homes on the market.  You can use that to your advantage to get a favorable deal.Winter also has fewer buyers in the market.  Families tend to not buy or sell from September to June because they ...
    Posted to GEORGIA REAL ESTATE BLOG (Weblog) by 189558 on November 4, 2007
  • The Difference Between Pre-Approved and Pre-Qualified

    Confusing prequalification with preapproval can mean disappointment for both a home seller and a buyer. Real estate experts say it's smart to urge buyers to become preapproved by their lender – not just prequalified. For buyers to obtain a bona fide preapproval, they must submit a loan application with the necessary documentation and ...
    Posted to GEORGIA REAL ESTATE BLOG (Weblog) by 189558 on October 2, 2007